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Sadly, many people didn’t seem to learn their lesson from the financial “crisis” of 2008. At the time, we were living way below our means in a smaller house, driving older cars, saving money. My neighbor was buying a new car every 3 years and living a life style to match. When 2008 hit, they suffered greatly, lost their cars and almost lost their house. We didn’t even feel a bump, because we had chosen to squirrel away money into an emergency fund, etc. We’ve since moved, but I saw them a year ago, and they were back buying new cars every few years, etc, because they learned nothing! Now we have millions of people who have had no choice but to live paycheck to paycheck or who have had to ecru massive credit card debt, not because they’re being extravagant , but because they’re struggling to feed their families and keep them sheltered. This is going to be very very bad, for lots and lots of people!

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